Learn how to access your pay stubs when your employer uses direct deposit. Multiple methods for retrieving your earnings statements online or from HR.
With over 94% of American workers now receiving their pay via direct deposit, physical check stubs are a thing of the past for most. But you still need your pay stubs for taxes, loans, rental applications, and record-keeping. Here's how to get them.
Popular platforms and how to access them:
If you don't know which system your company uses, ask your HR department or check your onboarding emails.
Published by the BestPaystubGen Editorial Team, covering paystubs, payroll compliance, federal and state taxes, W-2 forms, 1099 contractors, FICA, gross vs net pay, and IRS regulations updated for 2026.
This paystub generator is a simulation/mockup tool for personal record-keeping and verification purposes only.