How to Read Your Pay Stub: Line-by-Line Guide

Learn how to read every line on your pay stub. Decode abbreviations like FIT, FICA, OASDI, and understand gross pay, deductions, and net pay.

Your pay stub contains crucial information about your earnings and deductions. Understanding each line helps you catch errors, plan your budget, and prepare for tax season.

For a complete list, visit our paystub codes guide.

What's the difference between gross and net pay? Gross pay is your total earnings before any deductions. Net pay (take-home pay) is what you receive after all taxes and deductions are subtracted.

Published by the BestPaystubGen Editorial Team, covering paystubs, payroll compliance, federal and state taxes, W-2 forms, 1099 contractors, FICA, gross vs net pay, and IRS regulations updated for 2026.

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This paystub generator is a simulation/mockup tool for personal record-keeping and verification purposes only.